Happy 47th Anniversary to Mom and Dad!

Happy 47th anniversary to Mom and Dad (Rick and Rose).

Congratulations!

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About Larson Educational Services:

Utilizing 40 years of real estate training and professional education experience, Florida real estate school Larson Educational Services is the premier provider of Florida real estate licensing, exam preparation, post-licensing, CAM licensing, mortgage loan originator licensing, and continuing education in Southwest Florida. Classes are available in Fort Myers, Naples, Sarasota, and online. We are an approved Florida Real Estate School (License #ZH1002299), Florida CAM School (License #PRE31), Florida Insurance School (License # 370501) and NMLS Approved Course Provider.

Larson Educational Services

13040 Livingston Rd. #12,

Naples, Florida

34105

239-344-7510

LarsonEd.com

Should Real Estate Agents Buy a Drone? [VIDEO]

 

As of June 2016, approximately 39 percent of drone permits went to real estate professionals: https://www.zillow.com/agent-resources/trends-and-data/tips-and-advice/drones-real-estate-photography/

To learn more about LarsonEd’s Florida real estate and Florida insurance courses, visit LarsonEd.com or give us a call at 239-344-7510. 

About Larson Educational Services:

Utilizing 40 years of real estate training and professional education experience, Florida real estate school Larson Educational Services is the premier provider of Florida real estate licensing, exam preparation, post-licensing, CAM licensing, mortgage loan originator licensing, and continuing education in Southwest Florida. Classes are available in Fort Myers, Naples, Sarasota, and online. We are an approved Florida Real Estate School (License #ZH1002299), Florida CAM School (License #PRE31), Florida Insurance School (License # 370501) and NMLS Approved Course Provider.

Larson Educational Services

13040 Livingston Rd. #12,

Naples, Florida

34105

239-344-7510

LarsonEd.com

How to Design the Best Life Insurance Products

 

 

Understanding the needs of your clients is the first step to better serving them.

The next step is understanding their fears.

Why did your client choose now to obtain life insurance?

What obstacles stand in the way of them making the decision to get coverage?

What are their desired outcomes from their plan?

The answers to these questions could put you on the road to providing the best service possible for your clients.

 

Income Replacement

In general, when a client is obtaining a new life insurance policy or trying to change their current coverage, you’ll use their current income as the starting point to decide the right amount of coverage for them.

However, there is often a serious disconnect between reality and perception when it comes to client benefits.

For example, according to LIMRA’s 2016 Insurance Barometer Study about 60 percent of life insurance clients see their policy as a potential replacement for lost income when they pass away (see page 20 of the study).

These consumers are often under the impression that their benefits will be paid out in a lump sum upon death.

Thus, they may see a lump sum payment as a deterrent, especially if they have a family that will need payments in regular intervals.

Let these consumers know that most policies can be arranged to pay out at regular intervals, thus quelling your clients’ fears about lost income.

Given the prevalence of the assumption that policies only pay in lump sums, you can attract and keep more clients if you offer options that pay at regular intervals after they’ve passed.

how to design the best life insurance products

Flexibility Over Time

Another deterrent for consumers acquiring a policy is the fear that they will be locked in to the same policy for years, even if their needs change.

Flexibility will win.

A younger family getting coverage might be better served by being over-covered rather than being under-covered, given the possibility that their net worth and income might increase before they reach retirement age. (Plus, they might prefer this option as opposed to coming into your office every 5 years to change their coverage.)

Over-coverage is not a problem as long as you are flexible with your clients and communicate openly.

According to that same LIMRA study, about 30 percent of consumers are interested in changing their policies over time.

By being open about your flexibility, and by offering products that have many possibilities, you are more likely to retain clients.

Remember: you’re trying to provide for these people for the long term—you want clients for life. The more willing you are to meet them in the middle and be open and honest with them, the better served they will be and the more business you’ll attract.

To sign up for LarsonEd insurance courses, visit our website, LarsonEd.com, or give us a call at 239-344-7510.

 

naples real estate school

About Larson Educational Services:

Utilizing 40 years of real estate training and professional education experience, Florida real estate school Larson Educational Services is the premier provider of Florida real estate licensing, exam preparation, post-licensing, CAM licensing, mortgage loan originator licensing, and continuing education in Southwest Florida. Classes are available in Fort Myers, Naples, Sarasota, and online. We are an approved Florida Real Estate School (License #ZH1002299), Florida CAM School (License #PRE31), Florida Insurance School (License # 370501) and NMLS Approved Course Provider.

Brad Larson

Larson Educational Services

13040 Livingston Rd. #12

Naples, FL 34105

info@LarsonEd.com

239-344-7510

LarsonEd.com

 

3 Tips for First Time Home Buyers [VIDEO]

Check out this excellent interactive “Rent Vs. Buy” calculator from the New York Times: https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html

To learn more about LarsonEd’s Florida real estate and Florida insurance courses, visit LarsonEd.com or give us a call at 239-344-7510.

About Larson Educational Services:

Utilizing 40 years of real estate training and professional education experience, Florida real estate school Larson Educational Services is the premier provider of Florida real estate licensing, exam preparation, post-licensing, CAM licensing, mortgage loan originator licensing, and continuing education in Southwest Florida. Classes are available in Fort Myers, Naples, Sarasota, and online. We are an approved Florida Real Estate School (License #ZH1002299), Florida CAM School (License #PRE31), Florida Insurance School (License # 370501) and NMLS Approved Course Provider.

Larson Educational Services

13040 Livingston Rd. #12,

Naples, Florida

34105

239-344-7510

LarsonEd.com

LarsonEd’s Got a Full Slate of Summer Courses!

Check out what’s coming around the bend…it’s LarsonEd’s full slate of summer courses, including a boatload of continuing education!

See our schedule here: https://www.larsoned.com/realestate/

larsoned summer courses

About Larson Educational Services:

Utilizing 40 years of real estate training and professional education experience, Florida real estate school Larson Educational Services is the premier provider of Florida real estate licensing, exam preparation, post-licensing, CAM licensing, mortgage loan originator licensing, and continuing education in Southwest Florida. Classes are available in Fort Myers, Naples, Sarasota, and online. We are an approved Florida Real Estate School (License #ZH1002299), Florida CAM School (License #PRE31), Florida Insurance School (License # 370501) and NMLS Approved Course Provider.

Larson Educational Services

13040 Livingston Rd. #12,

Naples, Florida

34105

239-344-7510

LarsonEd.com

Naples Real Estate School LarsonEd Wins NBA Finals!

We did it, folks!

Thanks to Dave Larson’s #MVP performance, Florida real estate school #LarsonEd finally won an #NBA championship!

#finals #larson #florida #real #estate #school #nbafinals #floridarealestateschool

larsoned finals naples real estate school

About Larson Educational Services:

Utilizing 40 years of real estate training and professional education experience, Florida real estate school Larson Educational Services is the premier provider of Florida real estate licensing, exam preparation, post-licensing, CAM licensing, mortgage loan originator licensing, and continuing education in Southwest Florida. Classes are available in Fort Myers, Naples, Sarasota, and online. We are an approved Florida Real Estate School (License #ZH1002299), Florida CAM School (License #PRE31), Florida Insurance School (License # 370501) and NMLS Approved Course Provider.

Larson Educational Services

13040 Livingston Rd. #12,

Naples, Florida

34105

239-344-7510

LarsonEd.com

#TBT to the Mysterious Construction Guy with the Golden Arm

This #ThrowbackThursday goes back just a few years to 2015, when we expanded our offices into “The Crow’s Nest” on the second level of Royal Palm Square in Fort Myers.

Our mom, LarsonEd’s resident interior decorator, was running errands up and down between our main offices on the ground level and the upstairs Crow’s Nest, which is on the other side of the Royal Palm Square complex.

Before one of her trips downstairs, co-owner Dave Larson said, “Mom, can you grab me a few sugar packets for my tea while you’re in the main office?”

Being the good mom that she is, she agreed, proceeding to grab a handful of packets from the main office kitchen, securing them into a compact package with a rubber band, and walking outside toward the open window of Dave’s second-floor office.

Now, mom wanted to make things a little interesting, so she said screw it to hand-delivering the sugar package to Dave, and instead opted for throwing it up through the narrow opening of his window.

She immediately enlisted the help of a husky construction guy wearing a white tank top. 

“Hey,” she said as he walked past, “can you throw this sugar packet through that window?”

He stopped. The guy looked at Mom, looked up at the window, looked back at her, and wordlessly grabbed the sugar package to line up the shot.

It was clear from the outset that this wasn’t Construction Guy’s first rodeo. With eyes fixed on the second-floor window, he glided to the side in search of an optimum angle, sizing up the opening like a sniper lining up his target.

After finding his desired shot, Construction Guy brought his arm back and in one fluid motion whipped the sugar package forward, sending the precious cargo sailing through the middle of the narrow window opening.

Mom and Construction Guy heard a holler of excitement from Dave’s office. Of course the throw itself was enough cause for celebration, but the whoops were slightly more emphatic than expected.

It was Dave and our dad, Rick. “We got it!” they called down.

It turns out that as those two sat speaking in Dave’s office, Dad just happened to see the sugar package flying in through the window like a lost dove. Being the natural athlete that he is, Dad had reached up in a moment inspired by pure instinct and snatched the sugar package out of the air.

Dad came to the window laughing and explained what had happened. Outside on ground level the construction guy walked away in hysterical laughter, having never said a word to anybody.

We salute you, mysterious Construction Guy. Dave’s tea that day tasted just a little bit sweeter thanks to your throwing prowess.

Do any of you have a connection to the Southwest Florida Historical Society? We need to get in touch with them about putting up a commemorative plaque or maybe even a statue of the construction guy with the golden arm.

About Larson Educational Services:

Utilizing 40 years of real estate training and professional education experience, Florida real estate school Larson Educational Services is the premier provider of Florida real estate licensing, exam preparation, post-licensing, CAM licensing, mortgage loan originator licensing, and continuing education in Southwest Florida. Classes are available in Fort Myers, Naples, Sarasota, and online. We are an approved Florida Real Estate School (License #ZH1002299), Florida CAM School (License #PRE31), Florida Insurance School (License # 370501) and NMLS Approved Course Provider.

Larson Educational Services

13040 Livingston Rd. #12,

Naples, Florida

34105

239-344-7510

Can the Vice City Handle Us?

If we ever decide to expand to the east coast, we’ll be ready.
Check out our class schedule here: LarsonEd.com
#Miami #larson #vice #larsoned #florida #naples #fortmyers #realestate #school #floridarealestateschool

larsoned vice city

Larson Educational Services

13040 Livingston Rd. #12,

Naples, Florida

34105

239-344-7510

LarsonEd.com