FORT MYERS, Florida (October 30, 2013) – The Fed’s quantitative easing – the purchase of $85 billion in securities per month – has done its job of keeping the cost of borrowing money to a minimum. But what will happen when this influx of cash ceases? How will it affect mortgages and home sales? To understand these questions on quantitative easing, we must first understand what impact financing has on value and the overall market.

Overall, houses continue to be at all-time high levels of affordability. Prices are increasing, but buyers are coming into purchases with more income and cheaper financing. Also, there is no shortage of inventory in Southwest Florida. These factors make it easier for buyers to buy and agents to sell houses.

And once the quantitative easing ends? Likely the cost of borrowing will increase; in other words, mortgage rates will be higher. Likewise, as financing qualifications are already strict, the qualifying standards will toughen even more as all provisions of the Dodd-Frank Act come into full implementation on January 10, 2014. Also, house prices will continue to rise. All of these factors will combine to continue the trend toward renting rather than owning property in Southwest Florida for lower-income buyers, which means more opportunities for investors and property managers.

Higher-income buyers will have more choices in the market due to builders actively competing with features and financing for those who need it. As for housing prices? That will be up to the sellers and their real estate professional.

If you would like to learn more about the present and future of institutional financing, attend Larson Educational Services Agent’s Guide to Financing Continuing Education courses.

http://www.larsoned.com/realestate/continuing-education/courses/14-hour-real-estate-continuing-education-course/

Contact:

Brad Larson

Larson Educational Services

Royal Palm Square

1400 Colonial Blvd, Suite 44

Fort Myers, FL 33907

(239) 344-7510
Google

Register TODAY and pay LATER!

The Florida DBPR real estate license renewal requirements state that you need 14 Hours of Continuing Education in order to submit for your license renewal. The 14 Hours of education must include 3 Hours of Florida Core Law and at least 11 additional hours of specialty credit. You can complete all 14 Hours at Larson Educational Services for only $99 or you can register for individual 3 and 4 Hour Credit Courses for only $28 each – CLICK THIS LINK to view our online schedule.

You can register for your Real Estate Continuing Education courses through Larson Educational Services right now without any payment and lock in your registration! Just pick your dates below to attend and click the “Register Now” link or give us a call at (239) 344-7510. We’ll put you on the course roster and you don’t need to pay until the day you come to class.

Choose from one of the following course dates…

FORT MYERS
DATE: January 23 and 25 (Wed & Fri)
LOCATION: Royal Palm Square, 1400 Colonial Blvd, Suite 44
Register Now

SARASOTA
DATE: January 31 and Feb 1 (Thu & Fri)
LOCATION: Courtyard by Marriott, 850 University Parkway
Register Now

NAPLES
DATE: February 28 and March 1 (Thu & Fri )
LOCATION: Horseshoe Park of Commerce, 3073 Horseshoe Drive S, Suite #122
Register Now

FORT MYERS
DATE: March 2 and 3 (Sat & Sun)
LOCATION: Royal Palm Square, 1400 Colonial Blvd, Suite 44
Register Now

Note: We can accept “unpaid registrations” through our online system or over the phone if you’d like to hold your seat. Just click “Register Now” for a date above or call us at (239) 344-7510.

When can I submit for license renewal through DBPR?
You will receive a License Renewal notice in the mail from the DBPR roughly 90 days (3 months) prior to your license renewal date. You are not allowed to renew your license before you receive the notice from the DBPR.

How much does it cost to renew my license?
The license renewal fee is $85 and is paid at the time you submit your license renewal request to the DBPR. You can either mail a check along with the notice you received in the mail, or pay by credit card online at www.myfloridalicense.com. Select “Renew Your License” at the top of the page.

When is the deadline to submit my renewal?
You must complete your Continuing Education and pay your renewal fee before your license expiration date (licenses expire on March 31 or September 30). If you do not complete the post-licensing education prior to your renewal date, your license will automatically go INACTIVE.

I have already completed some of my continuing education and only need a couple more courses. Can I complete individual courses at Larson Educational Services?
Yes. We have very flexible schedule with our timely and educational programs. You can attend our courses in 3 and 4 hour segments based on the topic of your choosing and tuition is only $28 per topic. Just call us at (239) 344-7510 for available courses and dates.

Do I need to pass an exam?
No, as long as you complete the course in the classroom there is no exam. However, if you complete the course in an online format or through correspondence, you will need to pass a 30 question final exam. CLICK HERE for information about our online and correspondence courses.

I can’t make it to the classroom dates listed above. Can I complete the continuing education courses online or through correspondence?
Yes. Online course tuition is $25 and we also have a downloadable eBook you can view on your iPad, tablet, eReader, smartphone or computer. You can see additional information on our website by CLICKING THIS LINK.

Brad Larson
General Manager
Larson Educational Services
(239) 344-7510
Google

Profile of Today’s Real Estate Recruit 2012 
Real Estate RECRUITERS, BROKERS and MANAGERS are invited

Larson Educational Services has surveyed nearly 1,000 new real estate licensees in Lee, Collier, Charlotte and Sarasota counties during the past year and we have put together a special presentation exclusively for local recruiters, brokers and managers.

Google

Google

4th of July
Happy 4th of July holiday. Have fun and stay safe. Our offices will be closed on Wednesday the 4th and Thursday the 5th. We’ll reopen with regular hours on July 6. As always, even when our office is closed, our website LarsonEd.com is always available for course registrations and FAQs. Speaking of our website…….

Renovated LarsonEd.com
We’ve made some really exciting changes to the LarsonEd.com website. As we continue to see a rise in mobile web usage (tablets and smartphones), we decided to redesign the site to take into account the integration between the mobile and desktop user. Meaning we’ve added more graphics, more easy to click buttons and less text. To give you some insight into the mobile growth we’ve seen, in the last 60 days, 20% of our users were on a mobile device. For the same period last year, it was only 7%. We expect this rapid growth to continue for some time as web users continue to transition from traditional desktop devices to iPads, Nooks, Kindles and smartphones. Also, a huge shout-out is in order for the team at Internet Services Group (ISGFL.com) for helping to make this happen. They took my vision for the website changes and made it a reality. I can’t thank them enough for all the hard work and effort. Visit the revamped site when you get a chance, but here’s a screenshot to get an idea.

Larson REsources
We’ve also added something to the website called “Larson REsources“. As a new or seasoned Real Estate or CAM professional in SW Florida you rely upon many trade professionals and experts in the field. It can be difficult to know where to turn or who to trust in a moment of need. That is why we created Larson REsources  — a one-stop-shop to find local business that will provide you with excellent service for all your real estate business related needs. We’ve partnered with local business owner, Jason Evers, of Quality Service Pros to give you even greater access to professionals in the area. Quality Service Pros checks local businesses for current licenses, insurance, quality, ratings and customer feedback to be sure you’re dealing with the best. You can find everything from accountants and attorneys to plumbers, window washers, landscapers and web designers. Check it out at www.LarsonEd.com/resources

License Renewal Time 

It’s that time of year again when we start getting more phone calls and registrations for Continuing Education. ALL Community Association Managers (CAM) and many Real Estate Licensees need to complete Continuing Education courses and renew by September 30, 2012. Remember that if you’re, a Real Estate Licensee and do not complete your post-licensing requirement (45 Hours for Sales Associates and 60 Hours for Brokers) by your renewal deadline, your license will go NULL & VOID, meaning you won’t have a real estate license anymore. The only CAM licensees who are EXEMPT from CE are those who received their license AFTER October 1, 2010. All others need to do 20 Hours of CE. Also, Mortgage Loan Originators (MLO) need to do 8 Hours of CE by December 31, 2012. We have classes beginning this September. Click one of the links down below to learn more about ALL of our Continuing Education courses and the license renewal requirements.

Real Estate Pre-Licensing
Real Estate Post-Licensing
Real Estate Continuing Education
CAM Pre-Licensing
CAM Continuing Education
MLO Pre-Licensing
MLO Continuing Education
Google